Funding Options 

Accessing psychological support can be a critical step in improving mental health, but it’s important to understand the funding options available to make services more affordable. In Australia, there are several ways to reduce the out-of-pocket costs for therapy:

1. Medicare
   Under Medicare, eligible individuals can receive rebates for up to 10 sessions per calendar year through a Mental Health Care Plan (MHCP), provided by a GP. The current Medicare rebate for psychological services is $96.65 per session, which significantly offsets the total cost.

2. Private Health Insurance
   Many private health insurance policies include psychology in their extras cover. The amount of coverage depends on your policy, and it is recommended to check with your provider for details on what rebates you are entitled to.

3. Employee Assistance Programs (EAP)
   Some workplaces offer Employee Assistance Programs that provide free or subsidized access to psychological services for employees. If you’re unsure, it’s worth asking your employer if such programs are available.

4. National Disability Insurance Scheme (NDIS)
   For individuals with disabilities, the NDIS may cover psychological services if they are directly related to the person's disability support needs. This can provide ongoing access to therapy for those who meet the NDIS criteria.

5. Workers Compensation
   For those dealing with work-related psychological injuries, workers compensation schemes often cover the cost of psychological treatment. Your psychologist can provide reports and assessments to assist in the claim process.

APS Recommended Fees The Australian Psychological Society (APS) recommends psychologists charge $300 per 45-60 minute session, recognizing the extensive training psychologists undergo. This includes at least six years of university education plus additional supervised practice and specialization in fields like counselling psychology.

 

However, many psychologists, including myself, offer more affordable rates to ensure accessibility, with capped fees to reduce the financial burden on clients.  It’s important to explore these funding options to make psychological support accessible when you need it most.

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My fee is $195 for a 60 minute session for new clients, with special rates for those who own a Health Care Card, or are studying full time. 

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